SBA 7(a)
USDA Business & Industry Loans up to $25 million
HUD Multi-Family Financing
Revenue-Based Financing
Equipment and Invoice Financing
Business Lines of Credit
Bridge Loans and Working Capital
Fix & Flip, DSCR, and Asset-Based Lending
0% Business Credit Strategies
Bank-Level Expertise with Entrepreneurial Agility - Founded by a former Bank VP, serial entrepreneur, angel investor, 2x live event founder, Bottom Line blends financial insight with real-world business intuition.
Fast Turnarounds, Flexible Terms - we know time kills deals. Our network of direct lenders gives us the flexibility to move at the speed your opportunity requires.
High-Touch, White Glove Service - You're not a number in our system, you're a relationship we invest in. From underwtiting to closing, we walk with you every step of the way.
YOUR CEO AND EDUCATOR
Kareen Mills is the visionary Founder of Bottom Line Business Solutions and Strategies LLC, a business solutions agency offering a gamut of products and services serving Small Business America.
Kareen’s career spans decades in finance since 1996, where she developed her solutions driven expertise as a business finance educator first, then strategist and consultant.
As an ex-Bank VP and a small business owner, both brick/mortar and click/order herself, she witnessed firsthand the struggles of owning a small business.
She's an immigrant from the Philippines, and with no financial resource or rich family background, she only had one choice. She bootstrapped her ventures from the ground up.
Kareen’s work has impacted thousands, spanning over 50,000+ followers across her social platforms. Her work in finance earned her the prestigious global recognition awarded by the Filipina Women's Network, The Most Influential Filipina Woman in the World 2023 in Prague, Czech Republic. In 2018, she was recognized by the Vancouver (WA) Business Journal's Accomplished &bUnder 40.
In addition, she is a self-taught 2x live event Founder, having successfully hosted hundreds of women at her annual signature event, FriendsGiving Live™️. She hosts her second annual event, BeachFront Mastermind in an all-inclusive international setting serving successful small business clients and 1099 professionals in a supportive and transformative experience.
